A colleague was looking into doing a project on Social Security’s Disability Insurance (DI) program, so it forced me to take a look. If you listened to conversations on DI, you would get the impression that the problem is out …
Experience may be the best teacher in other walks of life, but not when it comes to retirement investing. In fact, according to a just-released study, experience counts for surprisingly little. When it comes to a working knowledge of finance, …
The American Society on Aging’s (ASA) massive annual conference typically focuses on themes like the health or vitality of older adults. But this year’s On Aging meeting in New Orleans (the group’s first in-person confab in three years) had a …
I am in my late 60s and need to find another place to retire. I am in the beginning stages of blindness and no longer drive, so am very dependent upon public transport and shopping, particularly grocery shopping, being within …
I have not seen anyone address student-loan debt for people over 70 years of age. I am a 74-year-old retired speech-language pathologist with a student-loan debt of $200,000. I’m on a fixed income, and the weight of this debt is crushing …
One probable result of the Great Resignation is more stay-at-home moms and dads. And more folks without kids who stay at home too. Whether your stay-at-home status is temporary or permanent, you might not want to take a break from …
Actual panic about inflation seems to be spiraling upward. But investments that will try to protect us from the ravages of inflation seem to be getting cheaper. Weird, right? Only on Wall Street. But this is good news for retirees, who …
The trend of people, on average, living longer, healthier lives has important implications for the U.S. retirement system, including one of the most vital pieces of it: Social Security. Because of average longevity increases, Social Security funds retirement benefits throughout …
I am a 61-year-old teacher in Missouri who plans to work 3-4 more years before retiring. Depending on what option my husband and I choose from the Public School Retirement System, we should get between $5,200 – $6,000 per month …
With demand for housing in the U.S. still going strong, the prospect of moving may be daunting. Jacob Passy writes The Big Move column. This week he helps a couple that wants to switch to a home without stairs, but …
Dear Quentin, I recently sold my house and had to leave my job due to a medical issue that was easily resolved, and I am now fine. I have approximately $150,000 in my checking account from the sale of my …
A reader sent me the following question: My husband filed for Social Security when he was 62 and is now 76. I am 67 years old and have not filed. If I have the correct understanding of your article, My SS benefit …